Need a Loan? Have an impaired Credit Bureau Record?
SetsMol has the ultimate solution to help you improve your credit rating and get your credit application approved.
An innovative solution to promote creditworthiness.
Loan applicants are generally faced with financial pressures
and in most instances, individuals applications are declined due to affordability, interest rate hikes, poor credit bureau profiles, and lack of educational aspect of sustainable credit management and they don’t know who to get help from to repair their credit bureau profiles/records
The Challenge
One of the key reasons why credit /loan applications are
declined is due to Impaired credit bureau records: Workers are clue less about the latter until their application is declined. The worst case scenario, they don’t know and understand how to repair their credit bureau records.
The Solution
Credit /Financial Literacy and Wellness Initiative– a capacity building programme that addresses the above challenge; will empower employees on how to improve their credit bureau records. They will gain practical knowledge on how credit scores are derived and specific strategies to improve disposable income and eliminating over indebtedness.
We capacitate employees on how to create positive credit and remove of negative entries on your credit reports- blacklisting, judgements, etc.
This results in credit applications being approved to qualify for a home loan, car loan, furniture and more.
BE CREDIT WORTHY!
Invite us for no obligation demonstration.
Apply for our Credit Literacy and Wellness Initiative course today and start the process of improving your credit rating and your budget.
At SetsMol, we offer unique programs aimed at helping people regain positive credit profiles through our financial management courses.
Other Financial Management Programmes include
This course provides potential and current credit/loan applicants with essential knowledge and skills required in accessing and managing their finances, understanding of financial obligations. It also promotes responsible financial behavior and attitude that helps to minimize the risk of default, Prioritizing loan repayments. Promoting the use of National Loan Register (NLR); NCA – National Credit Act 1st June 2007
With employers requiring a more stable, financially sound and happy work force, great focus has been placed on individuals housing needs. The lack of a stable and secure family life can greatly influence the productivity of the individual employee. A proper house is the greatest single contributing factor towards employee stability, and it is in the employees’ own interest to learn more about housing in South Africa.
SetsMol works actively with employers in all market segments to provide, on site, specialized housing related assistance programmes to assist people to make informed housing decisions about sustainable housing options. These on-site presentations and consultations with employees minimize lost production time. SetsMol has good relations with various stakeholders viz, Financial institutions (FNB, Nedbank, ABSA, Standard Bank, RMB, Teba Bank) Government Institutions (NDoH, NHFC, FSB, RHL, NDoH, etc.
We design and deliver value-added, affordable training programmes to individuals and personnel within organizations.