Know Your Rights & Obligations as a Homeowner

SetsMol believes that property ownership is the cornerstone of wealth. We have observed that many South African are under-educated in matters relating to housing.

This course enables current homeowners to have clear understanding of their rights, contractual obligations, accountabilities, affordability and responsibilities including those of realtors. The workshop is designed to educate homeowners and assist them to make informed sustainable housing decisions to both homeowner and other parties involved to encourage responsible and sustainable homeownership.

What Is Sustainable Homeownership?

Sustainable homeownership means:

Affording the home now and in the future (no over-indebtedness)
Maintaining the property to preserve its value
Understanding rights and responsibilities as a homeowner
Staying in the home safely and securely long-term

Why It Matters in South Africa

South Africa faces challenges like:

High rates of loan defaults and repossessions
Many first-time homeowners lack proper education or support
Government subsidy recipients (e.g., RDP or FLISP beneficiaries) may not fully understand ownership responsibilities
Informal property transfers create legal and financial risks

Sustainable homeownership helps address these by promoting long-term stability, community upliftment, and intergenerational wealth.

Sustainable homeownership in South Africa is key to economic empowerment, housing stability, and social upliftment. It’s not just about building homes — it’s about building futures. To be successful, it must include education, affordability, legal security, and long-term support.

Educating people with housing-related challenges

We provide people with the knowledge and skills needed to make educated financial decisions, and secure affordable housing for their family and future.

What you will learn

Other programmes include

Get the property ownership course that you can take advantage of regarding your home.

Sustainable Homeownership

This course gives current home owners understanding of their rights, responsibilities, accountabilities, and contractual obligations including those of realtors. The workshop is designed to educate and assist in making informed decisions regarding housing. The goal of this course is to empower current home-owners with up-to-date information so that they do not fall into the debt trap. We promote ownership that is long and prosperous.

First-time Home Buyer

In this course we share practical tenure option available in the country. We expose potential home owners to the knowledge surrounding buying, building, renting, freehold, sectional title, and housing association. Our training programme assists first-time home buyers on making informed decisions and ultimately empowers them to achieve a better quality of life without falling into debt.

Tenant /Sectional Title Homeownership

This programme addresses the challenges within a sectional title environment. This course will provide legal and practical knowledge about living in a rental-housing environment. The emphasis of this course is on the Sectional Title, Contractual obligations and house rules (Rental Housing Act No. 50 of 1999 and Social Housing).

We design and deliver value-added, affordable training programmes to individuals and personnel within organizations.